But as for the rest of the cards I dont really use them because its not like I shop at those specific stores all the time and even when I free score credit report Rockford do, I forget and use my debit card instead. The two major free score credit report Rockford credit cards that I use is my Wells Fargo one and my Chase South West card, which I use the most because of the points. I free score credit report Rockford really just want to stick with one credit card, but I have the other 9 looming over me. credit report monitoring I dont want the credit card companies to close my accounts because my cards go inactive because I know that will hurt my FICO score.
But I dont want to cancel my cards because free score credit report Rockford I know THAT will hurt my score as well.
Eunice, depending how long youve had your 10 ccs, I would suggest that if the inactive ones are less than 3-4 years old, it would be ok to cancel them, and just keep the 6 with some seniority. free credit report without a credit card Like some of the older posts have suggested, you can always set up a monthly re-occurring payment of bills or what not on each of the cards you decide to keep. About 4 years ago (in my not so smart days), I went over the limit a few times on my first credit card. Recently, i accidently used free score credit report Rockford that same card free score credit report Rockford for the wrong large purchase and went over the limit again by about 30 dollars. Brian, Assuming this is the first transgression in 4 years it probably shouldnt affect your score much at all. order free credit report
You may even be able to call your credit card company and ask them to remove the penalty and over the limit occurrence from your credit record.
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